Welcome and thank you for visiting My Gulf Beaches for information on Real Estate in Florida. As your one-stop source for real estate services covering the St. Petersburg, Gulfport, Pasadena, ,  Treasure Island, Tierra Verde, Pass A Grille, Indian Rocks Beach, Madeira Beach, Redington Shores, Seminole, St. Pete Beach and the surrounding Bay area , here you can search for properties free of charge and without hastle as well as get up to date information on our ever evolving Real Estate market!  Real estate is one of the most exciting investments one can make, and it should be a fun and rewarding experience. Many customers ask me today  if this is a good time to buy and my answer is an emphatic YES! I say this not simply because I sell real estate but because of the facts. For example, we never know where the high is in the market, or where the low is.  However what we do know is that right now in Florida home buyers have the unique opportunity to chose from an enormous inventory. In addition to this, interest rates are still very favorable.

On top of all this, I'm pleased to report that the first time home buyer tax credit has been extended. The following will give you an overview about what this means to you!

 $8,000 First-time Home Buyer Tax Credit at a Glance

·   The $8,000 tax credit is for first-time home buyers only. For the tax credit program, the IRS defines a first-time home buyer as someone who has not owned a principal residence during the three-year period prior to the purchase. ·   The tax credit does not have to be repaid. ·   The tax credit is equal to 10 percent of the home’s purchase price up to a maximum of $8,000. ·   The tax credit applies only to homes priced at $800,000 or less. ·   The tax credit now applies to sales occurring on or after January 1, 2009 and on or before April 30, 2010. However, in cases where a binding sales contract is signed by April 30, 2010, a home purchase completed by June 30, 2010 will qualify. ·   For homes purchased on or after January 1, 2009 and on or before November 6, 2009, the income limits are $75,000 for single taxpayers and $150,000 for married couples filing jointly. ·   For  to $225,000 qualify for the full tax credit.

·   To be eligible to claim the tax credit, buyers must have owned and lived in their previous home for five consecutive years out of the last eight years. ·   The tax credit does not have to be repaid. ·   The tax credit is equal to 10 percent of the home’s purchase price up to a maximum of $6,500. ·   The tax credit applies only to homes priced at $800,000 or less. ·   The credit is available for homes purchased after November 6, 2009 and on or before April 30, 2010. However, in cases where a binding sales contract is signed by April 30, 2010, the home purchase qualifies provided it is completed by June 30, 2010. ·   Single taxpayers with incomes up to $125,000 and married couples with incomes up to $225,000 qualify for the full tax credit.

 For more detailed information click here...  http://www.federalhousingtaxcredit.com/home.html or send me an email Tammy@MyGulfBeaches.com

Selling a home...click here for a no obligation CMA of your homes value! 

Thinking about buying....click here for your own personalized website that allows you to search all properties and make your home buying experience the easiest it can be!

Use this link if you want to know more about Florida's New property tax amendment and what it does for you!

Interested in where to stay or what to do on the beaches...look here for local information on the Beaches of Tampa Bay!

Like Golf?  Florida is not just all about beaches.  We have wonderful championship golf courses too! Pasadena Yacht & Country Club! Bayou Club, Mangrove Bay, Cypress Links!

Curious about insurance in Florida. Ask an expert... West Coast Insurance Group

A little about me! I am a full time, successful, experienced Real Estate agent, who goes the extra mile to help my sellers and buyers achieve their goals! Through innovative marketing and global advertising to bring buyers to my listings as well as staying on top of market trends to ensure proper pricing, I get the job done!  As a life long Florida and beach resident, I know the area trends and have a unique local market knowledge that is integral when purchasing or selling a home. I am a recipient of Coldwell Bankers International Sterling Award!  Even in this difficult market, I produce results. From beach to bay...I can show you the way!

Call me for letters of recommendation or visit the link on the next page.

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